PennsylvaniaDebtRelief.org

While Pennsylvania Debt Relief strives to connect individuals to available debt relief options, no specific debt relief solution is appropriate for all financial circumstances, so it is recommended that individuals seek the advice of a financial or legal professional to properly understand debt reduction benefits as well as the short and long-term... effects of individual debt relief options on personal credit and credit scores. In addition, it is important to note that, effective October 27, 2010, the Federal Trade Commission has issued an enforcement policy statement on a new FTC rule that protects consumers by barring debt relief firms from collecting up-front fees. Unless a debt relief firm is an "attorney-based" debt relief firm, no upfront fees may be collected. Only after a settlement has been reached with creditors may "non-attorney based" debt relief firms be compensated. This is a pro-consumer measure for individuals in debt who use the services of a debt relief company.Read More